This page contains essential information regarding the terms and conditions for using the connecting platform LoansBigHub.com. We encourage you to read it carefully and revisit this section periodically, as we reserve the right to modify and update these Terms as we deem necessary. We also recommend that you review other sections of our website, such as the Privacy Policy.

Please note that by using LoansBigHub.com, you acknowledge and agree to our Terms and Privacy Policy and are ready to abide by them. If you disagree with these Terms of Use, please refrain from accessing our website.

1. Usage Restrictions

Foreigners and minors are prohibited from using our platform, and we do not intentionally collect any data from them. To access our website, you must be at least 18 years old, have a steady source of income, and be a legal resident of the United States.

2. Services We Provide

The purpose of LoansBigHub.com is to provide quick access to a network of reliable lenders. We are not lenders ourselves; we are a free platform that allows you to submit a funding request and get connected with a financial provider. We do not lend money, participate in your communication with a lender, or represent or promote any particular lender's services. You are under no obligation to use our website, submit your personal details, or agree to a loan offer made by a third-party lender.

All questions regarding your loan approval, agreement, fees, APR, and other conditions should be directed to your lender, as we are not involved in the lending process. We will not be liable for any damages, costs, or misunderstandings that may arise from the communication between you and your lender.

When you sign up, you acknowledge that you are aware of our Terms of Use. You understand that you need to provide some personal information to access our network of lenders. You agree that we may share this information with them and that they may use it accordingly. Our data management policy is clearly outlined in the Privacy Policy section. By using LoansBigHub.com, you consent to our Privacy Policy and agree to use our website solely for its intended purposes and in full compliance with our terms and US legislation.

Please note that some lenders may verify your personal information to determine your eligibility. They may request information from national databases and credit reporting agencies. Some of these inquiries may affect your credit score.

3. Intellectual Property Rights

Our website, including its logo, trademark, software, content, and other materials, is protected by US copyright laws. By granting you access to our website, we DO NOT transfer our intellectual property rights to you. Any reproduction, sale, copying, or other misuse of LoansBigHub.com without our written permission is a violation of our rights.

4. Marketing Practices

The Marketing Practices page explains our views on marketing and its principles. By accessing LoansBigHub.com, you confirm your agreement with our practices and that we and our third-party partners may contact you using the information you provided.

5. Links Provided by Third Parties

While browsing our website, you may come across links to third-party websites. These links are provided solely for reference. Clicking on them is at your discretion. We do not manage these websites; therefore, we cannot be held responsible for their content, privacy policy, terms, and practices, as their management is beyond our control.

6. Dealing with Third Parties

You engage with and make deals with third parties at your own risk, and we will not be liable for any transactions and their outcomes.

7. E-Consent

E-Consent is your electronic signature. By clicking links such as “Submit,” “I Agree,” “E-Sign,” “Consent,” etc., you provide your electronic signature. You also consent to communicate with us and third parties electronically.

8. Dispute Resolution and Class Action Waiver

ALL DISPUTES THAT MAY ARISE BETWEEN YOU AND LoansBigHub.COM SHALL BE RESOLVED THROUGH ARBITRATION ONLY. BY ACCESSING LOANSBIGHUB.COM, YOU AGREE TO RESOLVE ANY DISPUTE THROUGH ARBITRATION AND WAIVE YOUR RIGHTS TO REPRESENT YOURSELF INDIVIDUALLY OR THROUGH LEGAL COUNSEL IN COURT.

9. Indemnification

By using LoansBigHub.com, you agree to indemnify LoansBigHub.com and its parent company, subsidiaries, and affiliates. You agree that we will not be responsible for any damages, costs, or misunderstandings that may arise from your use of our website.

10. Violations

If you violate our Terms of Use, we reserve the right to terminate your account without notice and remove any content or materials you submitted to our website.

11. Severability

The provisions stated in these Terms of Use will remain in force even if we fail to enforce one of their provisions. If any provision of the Terms contradicts the law, the remaining provisions will still be valid, and the contradicting ones will be severed.

12. Modifications and Updates

We encourage you to read this information carefully and revisit this section periodically, as we reserve the right to modify and update these Terms without prior notice. If any changes or updates occur, we may notify you via email or an announcement posted on our website.

13. How You Can Contact Us

If you have any inquiries or would like to discuss something with us, please send us a message via our contact form.